Property Tax

Applying for eGIRO

You can pay your tax via GIRO, either in monthly instalments (up to 12 months) or as a one-time yearly payment. For monthly deductions, they are on every 5th of the month. 

Individuals - Apply for eGIRO

Apply for eGIRO easily and receive instant approval from your bank through one of these methods:

1. myTax Portal

(Set up within minutes)

2. Bank Portal

DBS/POSBOCBC and  UOB

(Set up within 3 working days)

3. AXS stations

(Set up within 3 working days)

MTP
IBAXS

DBS/POSB, OCBC, UOB, Bank of China, Citibank, HSBC and Maybank customers

DBS/POSB, OCBC and UOB customers

DBS/POSB customers using NETS card

  • Guides to apply for eGIRO at bank portal for DBS, OCBC and UOB
     

Sign up for eGIRO using your own bank account for tax payments and IRAS will automatically refund tax credits to your bank account. 

If you are setting up a GIRO arrangement to pay taxes for a third party using your bank account, tax credits due to the third party will be refunded to their registered PayNow-FIN/NRIC account. 

There are certain scenarios where you may be unable to apply for eGIRO:

  • You do not have an account with any of the eGIRO participating banks listed above
  • You do not have internet banking facilities or a DBS/POSB NETS card
  • You are setting up a GIRO arrangement to pay for a third party but you do not have a bank account with the above listed banks

If you fall under these scenarios, you can submit a request for a GIRO application form

Businesses - Apply for eGIRO

Applying for eGIRO with DBS/POSB, OCBC, UOB, Bank of China and Maybank

Once the applicant has applied for eGIRO at myTax Portal and at the Corporate Internet Banking Portal, the approver can instantly approve the GIRO arrangement at the Corporate Internet Banking Portal. 

 

myTax Portal

(Instant setup upon approval by approver at the Corporate Internet Banking Portal)

MTP

DBS/POSB, OCBC, UOB, Bank of China and Maybank customers

The approver needs to approve the application within 48 hours, as the application will lapse after 48 hours. Please note that approvals cannot be processed during IRAS system's weekly maintenance hours (2am to 6am on Wednesdays, and 2am to 8:30am on Sundays).

After IRAS receives the approval from the bank, you can view your GIRO plan for the outstanding tax balance (if any) via "Account" > "View GIRO Plan" digital service at myTax Portal.

 

Applying for GIRO with other Banks

Please complete and mail the Property Tax GIRO Application Form for Businesses to IRAS as eGIRO is not available for the other banks. The GIRO arrangement will be set up within 21 working days. The exact timeline is subject to the processing time of the respective banks. 

  • Sign up GIRO for your own taxes using your own bank account: Your GIRO arrangement will be set up for tax payments and IRAS will automatically refund tax credits to your bank account.
  • Sign up GIRO to pay taxes for a third party: The GIRO arrangement will be set up for the third party's tax payments only. Should there be any tax credit due to the taxpayer, it shall be refunded to the taxpayer's (i.e., the third party's) registered PayNow-UEN/FIN/NRIC account. 

IRAS will send you a notification to view the notice of your GIRO application status via your preferred notification mode. The GIRO approval notices and Instalment Plan will also be stored in myTax Portal. You may log in to myTax Portal to view your GIRO plan details (Select “Account” > “View GIRO Plan”).

For GIRO applications received after the 20th of the current month, deductions will only commence on the month after the upcoming month.

Managing your GIRO arrangement

For a successful GIRO deduction, please make sure that your bank has enough funds on the deduction date and that you have set a suitable payment limit. Do note that some banks may impose bank charges for unsuccessful GIRO deductions. 

Date of Deduction

Every 5th of the month.

 

If GIRO deduction is unsuccessful

If failed, the second deduction will be done on 21st* of the month.

GIRO arrangement will be cancelled after 2 consecutive months of failed deductions (4 failed deductions in a row). You have to make full payment of outstanding tax at myTax Portal (Select "Account" > "Pay Taxes") or re-activate the GIRO arrangement (Select "Account" > “Apply/ Manage GIRO Plan”) to avoid penalties.

* If the deduction date falls on a weekend or public holiday, deduction will be made the next working day.

Re-activate a GIRO arrangement

If your GIRO arrangement has been cancelled and you wish to re-activate any previous GIRO set up with IRAS, please do so via myTax Portal (Select “Account” > “Apply/ Manage GIRO Plan”).

Upon successful re-activation, you may log in to myTax Portal to view your GIRO plan details (Select "Account" > "View GIRO Plan").

Make changes to a GIRO arrangement

Changing bank account or GIRO plan duration

You can log in to myTax Portal to make the changes:

For individuals: Select “Account” > “View GIRO Plan” > View > Edit

For businesses: Select “Account” > “View GIRO Plan” > Click Proceed (For Property Tax Accounts) > View > Edit

 

  • Bank account changes: If you're changing your GIRO arrangement to a bank account that has never been registered with IRAS before, and the bank account is not under DBS/POSB, OCBC, UOB, Bank of China, Citibank, HSBC or Maybank (for individuals) or DBS/POSB, OCBC, UOB, Bank of China or Maybank (for businesses), you will have to submit a new GIRO application (refer to Individuals applying for eGIRO or Businesses applying for eGIRO).
  • Plan duration changes: You can edit the total duration of your GIRO plan (for monthly instalment only) or change your plan type (from monthly instalment to one-time yearly deduction or from one-time yearly deduction to monthly instalment). 

 

Once edited, your existing GIRO arrangement will be replaced with the updated plan. You can view your updated GIRO plan details at myTax Portal (Select "Account" > "View GIRO Plan").


Cancel / Terminate my GIRO Arrangement

If you wish to cancel your existing GIRO arrangement with IRAS, please log in to myTax Portal:

For individuals: Select "Account " > "View GIRO Plan " > View > Edit (under GIRO Plan Option)

For businesses: Select "Account " > "View GIRO Plan " > Click Proceed (For Property Tax Accounts) > View > Edit (under GIRO Plan Option)

 

By cancelling the GIRO arrangement, you may still proceed to re-activate the GIRO arrangement for future tax payments.

 

If you wish to terminate your GIRO arrangement with IRAS, please get in touch with your bank directly. Once your GIRO arrangement has been terminated, you will have to apply for a new GIRO arrangement for future tax payments (refer to Individuals applying for eGIRO or Businesses applying for eGIRO).

Do remember to settle any outstanding tax immediately after the cancellation/termination of GIRO arrangement to avoid late payment penalty. 

Please log in to myTax Portal (Select "Account " > "View Account Summary ") to view your latest tax balance and make payment via Pay Taxes (Select “Account” > “Pay Taxes”).